Citizens Financial Group

CFG Banks & Financial Services 1/10 Low Risk
1/10
— 1 → 1 over 6 weeks
Sector avg: 3.6/10

Citizens Financial Group carries $11.2B in long-term debt, with $11.2B in scheduled principal maturities. DebtCanary scores CFG at 1/10, suggesting manageable refinancing risk.

Maturity Schedule

Year 1 $500M Year 2 $2.0B Year 3 $2.0B Year 4 $6M Year 5 $2.6B Beyond 5 $4.1B
Period Amount Due % of Total
Year 1 (0-12 months) $500M 4.5%
Year 2 (12-24 months) $2.0B 18.1%
Year 3 (24-36 months) $2.0B 17.7%
Year 4 (36-48 months) $6M 0.1%
Year 5 (48-60 months) $2.6B 23.1%
Beyond 5 Years $4.1B 36.7%
Total Scheduled Maturities $11.2B 100.0%

Key Metrics

Total Long-Term Debt
$11.2B
Near-Term (12mo)
$500M
Interest Coverage
N/A
Debt/Equity
0.43
Cash Coverage
4.42x
Operating Income
N/A

Score Components

Component Value Weight
Near-Term Maturity Concentration 4.5% 30%
Interest Coverage Ratio N/A 25%
Debt-to-Equity Ratio 0.43 25%
Cash Coverage of Near-Term Debt 4.42x 20%

Recent SEC Filings

Material disclosures from Citizens Financial Group's most recent EDGAR filings. 8-K item labels indicate the type of event reported.

Date Form Details
2026-04-24 8-K Shareholder Vote
2026-04-16 8-K Earnings Results, Reg FD Disclosure
2026-03-09 DEFA14A Additional proxy materials
2026-03-09 DEF 14A Proxy statement
2026-02-12 10-K Annual report
2026-01-29 8-K Other Events
2026-01-26 424B2 Prospectus supplement — possible debt or equity issuance
2026-01-22 8-K Other Events

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Data Source: Financial data sourced from SEC EDGAR XBRL filings (10-K annual reports). Fiscal period end: 2025-12-31. Filing date: 2026-02-12. Data last fetched: 2026-04-29. Maturity schedules reflect the company's most recently reported debt repayment obligations. Data quality: Partial.
View SEC EDGAR filings for Citizens Financial Group →